My intentions in writing this article are not anti-America but more so anti-authoritarian government.  Cloaked under the guise of “helping” Americans, what the government is actually doing is hurting hard-working Americans.

Let’s go back to 1956 when credit scores were invented to measure how financially sound a citizen you were.  If you were financially sound, you had access to money (err, currency) at a reasonable interest rate.  If you were less financially sound, you had less access to currency and were charged a higher rate to cover the risk of you defaulting on the loan.

Beginning May 1, the Federal Housing Finance Agency officially flip-flopped that methodology by forcing Americans with good credit scores to pay higher mortgage fees and Americans with bad credit scores to pay less. The justification? To close the racial homeownership gap and help more first-time and low-income buyers. This furthers their message of DEI—diversity, equity, and inclusion. Basically, providing a warm blanket and free meal (i.e., welfare) to a growing number of people.

In a word, Socialism.

But it’s even more nefarious than Socialism. It’s THEFT. Theft by the government… yes, I know, that’s hard for some to believe, and is why I’ve been labeled a tin foil hatter but let me prove it to you.

The Socialist Solution to Social Security’s Struggles

I’ve been sharing for years how the Social Security system will be fixed. Yes, me, I know the solution. You may not like the solution, but I can see the writing on the wall. It’s what I started sharing with people years ago to educate and motivate them to take action towards protecting their wealth and freedoms.

In the future I could see coming, anyone at retirement age will be required to fill out a PFS or Personal Financial Statement as part of ‘applying’ for Social Security.  That’s right folks, you don’t just ‘get’ social security, you have to ‘apply’ for it.  Think of this PFS the same way the FAFSA process works when applying for financial aid from the government to cover college tuition.

And like the FAFSA process, if you make too much, you get a reduced amount or none at all.

Again, tin foil hat stuff, right?

Well not anymore.  Congress and its many committees (using your tax dollars) have recently invented the phrase ‘means-testing benefits’ for Social Security.  Just like FAFSA, this process looks at your ‘means’ (i.e., your assets, income, 401k and other investments) and they, the authoritarian government, decides how much Social Security you will get if any at all!

Again, this was my theory years ago that they are now speaking about. And in the face of DEI, we know how this will end. Not good for any of us who’ve contributed to Social Security on the promise that it will pay us during our retirement years.

And the government is paving the way for this to happen. It’s not just talk. Here’s how.

The Key to the Socialist Solution

We know the government is moving away from the dollar as its currency and towards a central bank digital currency.  This will provide the visibility of the federal government to see exactly what you have for assets and the transactions you are making. If you receive rent from tenants, the government will see that. If you make an investment in an IRA or a 401k, the government will see that.  Buy gold? The government will see that, too.

They will have all your transactions on file to determine your assets, wealth, and justification into why you should not get Social Security.

And if you don’t believe in CBDC, or if it’s not in place by 2030, they have that angle covered too.

Do you know the IRS is spending $15M to study how they can do your taxes for you?  Yes, just like H&R Block, only it will be the government determining what you owe or receive for a refund. Perhaps you will have the option whether to use them or not, but imagine the number of people who will freely give up their freedom and their responsibility to prepare their own tax returns.

I don’t want to take this article in the direction of societal dynamics, and I won’t, but chances are, if you’re reading this article, you know that a good amount of people today elect to be lazy, uneducated, or simply don’t care about the freedoms they are giving up.

What To Do Now to Protect Your Financial Freedom

So, now you know the plan. And the question you’re asking is “How do I avoid this predicament with social security?”

First, wherever possible and whenever possible, STOP paying into the system. At this point, it’s like throwing money out the window. There is a very high chance that if you have any source of wealth and income you will not receive social security.

If you have a business, work with your CPA on the legal structure of the business so that you are not required to pay into Social Security. You may have to alter your current legal structure. Full disclosure, I’m not a CPA, so check with yours for advice.

If you have a business with employees and are paying into their Social Security, consider moving them to being contractors vs. employees and 1099 them at the end of the year. This will save your business money that would otherwise be funding this nefarious plan of the government.

If you’re working a W-2 job and are otherwise stuck paying into Social Security, start now with real estate investing. It is a great way to create cashflow that will replace your income and allow you to leave your W-2 job.  This is what I did and retired from my job at 44.

Everyone’s situation is different.

My goal is to help you see what’s coming down the pipeline and offer suggestions to help you.

We must be vigilant! Even though we take actions to minimize the impact on our wealth and freedom and know this confiscation will happen, it will not end there. Much like in 1933 when the government confiscated gold held by the public, it’s trying to confiscate your right to own a gas-combustion vehicle and confiscate your Social Security that THEY told you would be there for your retirement.

The rules of the game are forever changing. Keep watching, learning and take action to protect your freedoms.